French Mortgages

For many international buyers, obtaining a mortgage directly from a French bank can be challenging. Lending criteria often differ significantly from those in other countries, particularly for applicants who are non-residents or earn income outside France.

Kentingtons does not arrange mortgages directly. However, where appropriate, we may introduce clients to specialist mortgage brokers with experience of assisting international buyers purchasing property in France.

One firm we have worked with is Societe2Courtage (S2C), a French-regulated mortgage brokerage specialising in helping international clients obtain finance for property purchases throughout France. Their experience includes assisting UK, US, European, and other overseas buyers, as well as self-employed individuals, retirees, and clients with more complex financial circumstances.

Their services include:

• Residential mortgages throughout France
• Refinancing
• Equity release
• Private debt solutions
• Finance for international buyers

Clients may begin with a no-obligation discussion to assess their eligibility before deciding whether to proceed.

Whilst Kentingtons is happy to introduce clients to trusted third parties where appropriate, any mortgage recommendation or lending decision remains entirely the responsibility of the mortgage broker and the lending institution.

For more information, visit: www.societe2courtage.com