Life in France
Kentingtons – Tax & Financial Advice in France
Kentingtons’ service is providing tax, investment and financial advice, in combination, to private individuals who are moving from the UK to France and to those already living in France (though our service is open to all nationalities).
Chances are, if you have capital in the UK or offshore, you will be voluntarily paying more tax than you need to and will be unaware of all the investment options available that work to your advantage as a resident of France.
There are considerable advantages to becoming a client of Kentingtons. Kentingtons are registered in France as “Conseil en Gestion de Patrimoine Certifié”, basically a qualified adviser on one’s worldwide assets.
This means we can advise on and assist with all personal financial matters, i.e. areas such as property wealth tax, income tax, succession law, marriage regimes, capital gains tax and even guidance on the French health system. Our consultants have legal qualification and training demonstrating “compétence juridique appropriée”, or appropriate legal knowledge, allowing us to offer quality guidance on French fiscal law.
This distinction sets us apart from those who can offer counsel on investment strategy, but are not qualified to guide you on the financial consequences of what they are advising.
We are also different in that we do not try and cover lots of different countries. France is unique in many ways and requires a specialist and focused perspective. Since France is our sole focus, we would argue that we know it better than anybody, giving us the edge in giving you the very best guidance.
Kentingtons are not accountants, thus tax administration is not our business and we do not offer a tax form completion service.
People with significant liquid / financial assets tend to need more comprehensive guidance and we offer our clients the very best ongoing service and attention, so the Kentingtons service is exclusive to those with €350,000 of liquid / financial assets or more. Kentingtons works alongside the world’s leading financial institutions to bring you a truly world-class service.
Our objective is to make your life as simple as possible, allowing you to relax knowing that your financial affairs are legal and in order and that it is your money that is working hard, so you don’t have to.
How We Help
When people move to France it is common to have tax questions, however, not everyone considers the actions that they need to take with their savings and investment strategy.
Most people pay less income tax or “impôts sur le revenu” in France than they would as resident of the UK. This is not an outrageous claim but a statement of fact.
Succession law is probably one of the most contentious rules for the British moving to France, as it seemingly infringes on our civil liberty to leave our money to whomsoever we please.
Inheritance tax in France covers taxation on life and death, so there is no separate “gift tax” as in the UK.
Capital Gains Tax
Capital Gains Tax, on the sale of quoted shares or collective investments, is a separate tax regime.
Property Wealth Tax
‘Impôts sur le fortune immobilière’ (IFI) is an evolution of wealth tax, which was one of the largest obstacles to moving to France for many people with significant assets.
From Our Clients
“I’m not an expert on finance, but the report I received from Kentingtons was well laid out and in plain English making everything seem so easy.”
“Kentingtons’ knowledge of the markets and conservative investment approach, makes me feel very confident I am in good hands.”
Commentary & News
The Essentials of French Inheritance Laws for UK nationals Living in France
If you are a UK national who lives in France, perhaps even owning one or more properties in the latter country, you may have understandably found it challenging to comprehend the intricacies of French inheritance law. While the inheritance laws in France can certainly...
5 Short and Long Term Savings Plans in France
According to recent data from the Banque de France indicates that in January this year, over €500 billion was held collectively in people's current accounts, accruing minimal or no interest. When it comes to saving, this is a common trend as many savers opt for what...
PACS in France (Pacte Civil de Solidarité): What You Need to Know
Since November 1999, it has been possible for couples living in France to get a PACS, or “se Pacser”, meaning a Pacte Civil de Solidarité. The easy way for those in the UK to understand a PACS in France, is that it is the French equivalent of a civil partnership. PACS...