Our Wealth Management Services in France

Kentingtons serve private individuals with their personal financial situation, advising on how best to arrange their affairs when they are considering moving to, or are already living in France. We support clients in achieving their life projects and long-term goals through comprehensive financial planning and wealth management solutions tailored to their needs. Our service is exclusive to those who have at least €350,000 in liquid / financial assets.

Kentingtons is committed to helping clients manage their finances, assets, and portfolios across different countries, including the UK, and offers solutions for expats, UK nationals, and owners of property or businesses. Our expertise in asset management, investment strategies, and structuring portfolios helps optimise performance, tax efficiency, and long-term financial security. We work closely with advisers and other professionals to provide access to a range of investment options, including funds, private equity, assurance vie, and other wealth management solutions.

Kentingtons helps clients plan for retirement, manage pensions, and address pension planning, rental income, investment income, and social charges as part of their overall financial planning. We assist clients in understanding residency status, tax resident criteria, worldwide income obligations, and the impact of French law and country-specific regulations on their estate, property, and accounts.

We are committed to delivering benefits and value to clients through ongoing management, monitoring investment performance, and supporting their economic interests and future plans.

Kentingtons are not accountants, thus tax administration is not our business and we do not offer a tax form completion service. However, while we do not handle tax administration, we provide guidance on taxation, income tax, and tax exposure for clients with cross-border finances, including those with property, pensions, and accounts in multiple countries.

What is the process?

Good decisions are based on good information, so the first step to becoming a client of Kentingtons is to tell us all about your current financial position. This can be achieved by completing a confidential financial questionnaire. It may be sent to us either by e-mail or post. Please rest assured that we are legally bound to keep your information confidential and secure, in line with the rules of the regulator and the CNIL.

Once we have received the questionnaire, we will contact you to arrange an initial discussion.

The initial discussion is mutually beneficial, permitting us to have a better understanding of your situation, allowing you to learn more about our services and how they will be of value to you. This conversation helps Kentingtons understand your life projects, long-term goals, and unique financial planning needs, ensuring a personalised approach. This initial discussion is free of charge and obliges you to nothing. We are very confident that you will find the conversation useful, even if you do not make use of our services.

All subsequent advice will be given in writing in the form of a financial report. The latter is designed to protect you, the client; in terms of evidence of the advice you were given, when and by whom. This advice is underwritten by significant professional indemnity insurance and is policed by the French regulator. The report provides you with clear recommendations for managing your finances and tracking performance over time.

Kentingtons work on a fee basis. Any costs for work carried out on your behalf will be fixed and agreed upon during our initial discussion. In fact, by the time we conclude our initial discussion, you will have a full understanding of what you will receive from us, when and at what cost, which will be set out in writing before any work commences or any charges are made.

We ask for a 50% deposit, with the remainder payable on delivery of the financial report.

The financial report will be sent to you directly, allowing you to read and analyse it in your own time. A follow-up appointment will be scheduled to review the report together and answer any questions you may have. This follow-up highlights our ongoing relationship and the benefit of continuous planning and managing your wealth to achieve your objectives.

We will then help you through the process of following our recommendations, referring you to other professionals, such as notaries, should this be required.

Why do we charge a fee?

In France the vast majority of advisors continue to work on a commission basis and will not charge fees directly for their advice. They earn their money from selling investments to you and in turn receive payment from the investment issuer. Understandably the advisors’ main objective is to sell you something before you even meet!

At Kentingtons, we are focused solely on providing you with high-quality advice; with no incentive, financial or otherwise, to recommend one solution provider over another. We offer clients access to a wide range of solutions tailored to their individual needs. Our expertise and commitment ensure you benefit from independent, high-quality advice at every stage. For all new investment business, we only work with companies that do not pay any commission to the adviser. The fee gives us the liberty to offer advice that is 100% independent, so clients benefit from Kentingtons’ commitment to providing access to the best solutions available in the market.

Ongoing Service

Those who decide to invest via us will be secure in the knowledge that Kentingtons is dedicated to managing clients’ portfolios and accounts to ensure optimal performance and tax efficiency. Ongoing planning and monitoring are essential to achieving long-term financial security for our clients, ensuring that their investments are being carefully monitored and their tax position is optimised as French tax residents.