Pensions

QROPS stands for “Qualifying Recognised Overseas Pension Scheme” and simply put, it is a pension scheme based in another country which is recognised by the UK’s HM Revenue and Customs (HMRC) and broadly similar to a UK-registered pension scheme and can receive...

Whatever you love about France, such as its art, culture, stunning natural scenery, renowned cuisine, and a relatively leisurely pace of life, there is no question that it is an attractive place to retire, so it is not surprising that there has continued to be a...

If you want to retire in style, what better place to enjoy it than in France? Whether you want the excitement of the French Riviera or the tranquillity of Provence, France has fabulous cuisine, wine and sunshine to make retirement a new beginning. Like anywhere,...

I finished last month’s article as follows: “Whereas up until now I would say a majority of our clients have tended to leave pensions in the UK, with this rule change, I envisage that the majority will now cash in UK pensions, moving the funds into more tax-efficient...

As a financial and tax advisor in France, I often find myself pondering the pivotal question that plagues many expat retirees: "To move, or not to move, one's pension pot? Should you cash in your UK pension?” The answer, my friends, lies within the intricate web of...

As hugely rewarding as France is as a place for Britons to move to and retire – due to factors ranging from its beautiful landscapes to its abundant cultural attractions – if this is a path that you are considering taking, you will also have some decisions to make in...

It seems that more and more people have become aware of the ability to take a UK pension, as a French resident, and pay just 7.5% tax, after an unlimited 10% allowance, thus a very reasonable 6.75%. Indeed, we have written about it, in this very space, however, we...

There has always been a great deal of uncertainty surrounding what happens after Brexit, for many things. One of those anxieties has been the likely loss of EU passporting rights for UK financial services. Until recently, most people have considered that it is...

Many people ask what the options are when it comes to their UK pensions. The issue, when it comes to UK pensions, is always the intense lack of flexibility, which is always desirable, but it becomes imperative when you leave your home country, as financial planning...