Five top tips when selling your house

October 9th, 2015

French Properties Direct is a marketing company which advertises property for sale on behalf of property owners who wish to sell privately. Here Sue Adams, owner of the company, outlines her five top tips for anyone thinking of selling their French property:

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Social Charge Revolution for Retired UK Expats

October 7th, 2015

If you are a retired UK expat living in France, you will be used to not paying French social charges (CSG / CRDS) on your UK pensions, which is excellent news. This is courtesy of EU law, stating that these charges may not be taken on pensions where the beneficiary is under the cover of another country for its healthcare.

Social charges are also not applied to UK rental property, thanks to the UK / France tax treaty. The oddity is that there has been no such law covering the application of social charges for other income, such as from savings and investments, thus expat retirees are paying 15.5% of this income. This is now being put right. Read the rest of this entry »

Release your potential (Wealth)

October 7th, 2015

 

When it comes to money, most of us would like to have a bit more of it than we do. This may be motivated by the need for new car, a holiday, the security knowing it is there provides or, most importantly, the ability to support those we love.

Many of us will have value tied up in places that means they cannot use it, such as in pensions or property. So how can we release this potential wealth?

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New Inheritance law coming this summer

July 12th, 2015

 

If you have not been hiding under a rock, you may have heard that a very important law is coming into force that will affect British people living in France and indeed those who just have property here. What is not clear to everybody is exactly what this means to them and how it all works.

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Removal of personal allowance for non UK residents

December 11th, 2014

In this year’s budget the UK government announced that it would restrict access to the personal allowance. The “rationale for change” is that people with highly dubious connections to the UK are claiming the UK personal allowance. Read the rest of this entry »

New Additional Tax on Property Gains

December 19th, 2012

Under the last rectifying budget article 24e, an additional Capital gains tax has been introduced for those gains above €50,000, so this is to be applied on top of the rates already in place and is assessed as follows: Read the rest of this entry »

Kentingtons expansion in the UK

September 19th, 2012

We at Kentingtons are delighted to announce plans to further establish our presence in the UK by opening an office managed by recognised industry expert Duncan Campbell. Read the rest of this entry »

Prélèvement Tax in France – Law Change

November 8th, 2011

As part of the new austerity measures announced yesterday, the rate of the “Prélèvement” tax will be increased from 19-24% (37.5% with the social security contributions) as of 1st January 2012. This will only apply to interest and dividends and bond income, but will not apply to life assurance, which applies different thresholds.

Capital Gains Tax on UK property and new French rules

November 4th, 2011

There is currently much confusion since the UK / France tax treaty changed and one point of confusion is how property is taxed for capital gains. As if this wasn’t enough, the French government’s constant rule changing is adding to the confusion. The purpose of this article is to throw a little light on the subject. Read the rest of this entry »

Income and Wealth Tax Returns for 2010

April 6th, 2010

The clocks have gone forward, Spring has arrived, which means it is time to start thinking about your French tax returns! Some things in France seem to involve an inordinate amount of paperwork, but for many, tax is not one of those, as the process is surprisingly straightforward, or at least it may seem that way with the right professional guidance.   Read the rest of this entry »

Property or Shares and Bonds – which is the best investment?

March 8th, 2010

The financial crisis has naturally rocked many people’s confidence in financial institutions. Some of our clients have been asking us about the merits of property as an investment (as opposed to somewhere to live) – thinking that a tangible asset likes a house or apartment might be a better bet than stocks or shares. This article considers the pros and cons of property versus what we might call “financial assets” – Shares, Bonds and Funds. In particular, we focus on France, as Kentingtons advises clients on investments in France and/or for French residents.

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Euro-Sterling Turbulence – What should Expatriates in France do?

February 21st, 2010

Every day it seems there is news that rocks the foreign exchange markets one way or another. On Monday, news about the UK’s borrowing sends Sterling down. On Tuesday, it’s the Euro’s turn as the Greek crisis takes a new twist. Meanwhile the Dollar is up on good economic data – or down on worries about debt. Read the rest of this entry »

France is a tax haven!

December 3rd, 2009

Mention the words France and taxation in the same sentence and many will start to stutter and maybe even tremble a little. Living in France is all about the life style isn’t it? Surely high taxation is just a fact of life for those whom living in France is either a reality or an ambition? Read the rest of this entry »

ISAs & UK Bank Accounts

June 3rd, 2009

There are many people either moving to, or living in France, who have Individual Savings Accounts (ISAs) in the UK and ask us what they should be doing with them. Read the rest of this entry »

French Income Tax Returns 2009

May 5th, 2009

 

It’s tax return time in France. If you moved to France in 2009 and have yet to complete your first tax return, now is the time to get organised for your first declaration. Read the rest of this entry »

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